{"id":1350,"date":"2026-03-04T13:31:55","date_gmt":"2026-03-04T13:31:55","guid":{"rendered":"https:\/\/www.immobiliariaemporda.com\/guide-des-taxes-et-des-couts-lies-a-lachat-dune-maison-a-palafrugell-ou-a-lescala\/"},"modified":"2026-03-04T13:31:55","modified_gmt":"2026-03-04T13:31:55","slug":"guide-des-taxes-et-des-couts-lies-a-lachat-dune-maison-a-palafrugell-ou-a-lescala","status":"publish","type":"post","link":"https:\/\/www.immobiliariaemporda.com\/fr\/guide-des-taxes-et-des-couts-lies-a-lachat-dune-maison-a-palafrugell-ou-a-lescala\/","title":{"rendered":"Guide des taxes et des co\u00fbts li\u00e9s \u00e0 l’achat d’une maison \u00e0 Palafrugell ou \u00e0 L’Escala"},"content":{"rendered":"

L’achat d’une maison sur la Costa Brava est une d\u00e9cision importante, que ce soit pour une r\u00e9sidence principale, une r\u00e9sidence secondaire ou un investissement. Chez Finques Jordi Tan\u00e9<\/strong>, agence immobili\u00e8re \u00e0 Palafrugell<\/strong>, nous accompagnons nos clients tout au long du processus d’achat, en leur expliquant en toute transparence l’ensemble des taxes et frais associ\u00e9s afin d’\u00e9viter les mauvaises surprises.<\/p>\n

Si vous envisagez d’acheter \u00e0 Palafrugell, L’Escala ou dans les environs, ce guide vous aidera \u00e0 appr\u00e9hender les principaux co\u00fbts \u00e0 prendre en compte.<\/p>\n

1. Taxes lors de l’achat d’un logement en Catalogne<\/strong><\/p>\n

Le principal co\u00fbt lors de l’achat d’un logement d’occasion \u00e0 Palafrugell ou L’Escala est la Taxe sur les mutations immobili\u00e8res (TMI)<\/b><\/span>.<\/p>\n

\u2714 Logement d’occasion<\/b><\/h5>\n

En Catalogne, la TMI s’\u00e9l\u00e8ve g\u00e9n\u00e9ralement \u00e0 10 % du prix d’achat<\/b><\/span>. Cette taxe est \u00e0 la charge de l’acqu\u00e9reur et doit \u00eatre pay\u00e9e dans un d\u00e9lai maximum de 30 jours ouvrables \u00e0 compter de la signature de l’acte notari\u00e9.<\/p>\n

Des taux r\u00e9duits sont possibles dans certains cas (jeunes, familles nombreuses, personnes handicap\u00e9es), mais il est toujours conseill\u00e9 d’analyser chaque situation individuellement avec l’aide d’un professionnel.<\/p>\n

\u2714 Logement neuf<\/b><\/h5>\n

Si vous achetez un logement neuf directement aupr\u00e8s du promoteur\u00a0:<\/p>\n

    \n
  • \n

    Vous payez <\/span>10\u00a0% de TVA<\/b><\/b><\/p>\n<\/li>\n

  • \n

    Plus <\/span>1,5\u00a0% de droits d’enregistrement (AJD)<\/b><\/p>\n<\/li>\n<\/ul>\n

    Notre agence immobili\u00e8re \u00e0 Palafrugell vous aide \u00e0 calculer pr\u00e9cis\u00e9ment ces montants avant la signature de tout contrat.<\/p>\n

    2. Frais de notaire<\/b><\/h4>\n

    L’acte authentique de vente doit \u00eatre \u00e9tabli devant un notaire. Les frais de notaire sont r\u00e9glement\u00e9s par la loi et d\u00e9pendent de la valeur du bien, mais \u00e0 titre indicatif, ils se situent g\u00e9n\u00e9ralement entre 600 \u20ac et 1\u00a0200 \u20ac.<\/p>\n

    Ces frais sont g\u00e9n\u00e9ralement \u00e0 la charge de l’acqu\u00e9reur.<\/p>\n

    3. Inscription au registre foncier<\/b><\/h4>\n

    Apr\u00e8s la signature, il est n\u00e9cessaire d’inscrire le bien au registre foncier. Cette d\u00e9marche engendre des frais, g\u00e9n\u00e9ralement compris entre 400 \u20ac et 800 \u20ac, selon le montant de la transaction.<\/p>\n

    En tant qu’agence immobili\u00e8re \u00e0 Palafrugell, nous prenons en charge ces d\u00e9marches afin de garantir un enregistrement correct.<\/p>\n

    4. Frais de gestion (en cas de pr\u00eat hypoth\u00e9caire)<\/strong><\/p>\n

    Si l’achat est financ\u00e9 par un pr\u00eat hypoth\u00e9caire, la banque exige g\u00e9n\u00e9ralement le recours \u00e0 une soci\u00e9t\u00e9 de gestion pour la gestion de l’inscription et le paiement des taxes. Bien que de nombreux frais li\u00e9s \u00e0 un pr\u00eat hypoth\u00e9caire soient d\u00e9sormais pris en charge par la banque suite \u00e0 des modifications l\u00e9gislatives, des frais administratifs suppl\u00e9mentaires peuvent s’appliquer.<\/p>\n

    5. \u00c9valuation du bien<\/strong><\/p>\n

    Si vous faites une demande de pr\u00eat hypoth\u00e9caire, la banque exigera une \u00e9valuation officielle du bien. Le co\u00fbt se situe g\u00e9n\u00e9ralement entre 300 \u20ac et 600 \u20ac.<\/p>\n

    6. Autres frais possibles<\/strong><\/p>\n

      \n
    • \n

      Certificat de performance \u00e9nerg\u00e9tique (si non fourni par le vendeur)<\/p>\n<\/li>\n

    • \n

      Extrait du cadastre<\/p>\n<\/li>\n

    • \n

      \u00c9ventuelles charges de copropri\u00e9t\u00e9 impay\u00e9es<\/p>\n<\/li>\n

    • \n

      Taxe fonci\u00e8re proportionnelle (IBI) pour l’ann\u00e9e en cours<\/p>\n<\/li>\n<\/ul>\n

      Chez Finques Jordi Tan\u00e9, nous v\u00e9rifions tous les documents avant la signature afin de nous assurer qu’il n’y a pas de frais cach\u00e9s ou de d\u00e9penses impr\u00e9vues.<\/p>\n

      Quel budget total pr\u00e9voir\u00a0?<\/b><\/h4>\n

      \u00c0 titre indicatif, pour l’achat d’un bien d’occasion \u00e0 Palafrugell ou L’Escala, pr\u00e9voyez un budget compris entre<\/p>\n

      Faites confiance aux professionnels locaux.<\/p>\n

      Acheter une maison sur la Costa Brava implique de comprendre la r\u00e9glementation catalane et les co\u00fbts associ\u00e9s. Chez Finques Jordi Tan\u00e9, votre agence immobili\u00e8re \u00e0 Palafrugell, nous vous offrons des conseils clairs et personnalis\u00e9s \u00e0 chaque \u00e9tape.<\/p>\n

      Si vous envisagez d’acheter une maison \u00e0 Palafrugell, L’Escala ou dans le Baix Empord\u00e0, contactez-nous. Nous vous aiderons \u00e0 trouver le bien id\u00e9al et \u00e0 planifier vos d\u00e9penses afin que votre investissement soit s\u00e9curis\u00e9 et transparent d\u00e8s le d\u00e9part.<\/p>\n","protected":false},"excerpt":{"rendered":"

      L’achat d’une maison sur la Costa Brava est une d\u00e9cision importante, que ce soit pour une r\u00e9sidence principale, une r\u00e9sidence secondaire ou un investissement. Chez Finques Jordi Tan\u00e9, agence immobili\u00e8re \u00e0 Palafrugell, nous accompagnons nos clients tout au long du processus d’achat, en leur expliquant en toute transparence l’ensemble des taxes et frais associ\u00e9s afin […]<\/p>\n","protected":false},"author":1,"featured_media":1346,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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